livemint.com - 26 Mar 2025 11:37

Retirement is a perfect time to fulfill travel dreams. With careful planning, including budgeting, investment strategies, and addressing family commitments, individuals can embark on adventures that rejuvenate life and a...
livemint.com - 26 Mar 2025 11:32

As land prices soar, land purchase loans offer financial assistance for buying plots. These loans, similar to home loans, have specific eligibility requirements and higher interest rates. Borrowers must also commit to co...
livemint.com - 26 Mar 2025 11:30

Using a personal loan for business offers smooth access to funds without collateral but comes with higher interest rates, lower loan limits, and potential credit score impacts. Understanding tax implications and repaymen...
livemint.com - 26 Mar 2025 10:36

The 2005 amendment to the Hindu Succession Act grants daughters equal rights to coparcenary property, allowing them to claim shares in HUF property. Since the daughters were alive when the amendment took effect, they can...
livemint.com - 26 Mar 2025 10:06

India's startup ecosystem is booming, attracting billions in funding. But with thousands of startups shutting down due to governance lapses and financial stress, angel investors must tread carefully. Here's how they can ...
livemint.com - 26 Mar 2025 09:29

Balance transfers and loan refinancing assist in managing debt, serving distinct financial goals. Understanding credit points is vital for making informed decisions. Balance transfers consolidate debts at lower rates, wh...
livemint.com - 26 Mar 2025 09:25

Maximise tax savings with smart investments like PPF, ELSS, NPS, SCSS, and NSC. These options offer tax benefits under Section 80C while ensuring long-term financial growth and stability. Start investing now to boost ret...
livemint.com - 26 Mar 2025 09:21

Pre-qualified and pre-approved are distinct steps in personal loan applications. Pre-qualification involves self-reported data, while pre-approval requires thorough credit checks. Understanding these differences helps bo...
livemint.com - 26 Mar 2025 09:16

Personal loans provide quick access to funds, with pre-qualification offering an initial assessment of a borrower's eligibility. This process involves a soft credit inquiry, allowing borrowers to learn about potential lo...
livemint.com - 26 Mar 2025 09:02

There will be more tax-saving options in the new financial year, along with ease of tracking your investments and a new investment category to consider for your portfolio
livemint.com - 26 Mar 2025 08:55

Diversifying your credit mix with a balance of secured and unsecured loans boosts your credit score and enhances financial credibility. Planned steps like managing credit utilisation, timely payments, and monitoring repo...
livemint.com - 26 Mar 2025 08:55

With the right estate planning--through Wills, joint ownership, or private trusts--you can ensure your wealth reaches your family without unnecessary hurdles.
livemint.com - 26 Mar 2025 08:50

Investors often fail to inform their family members about their investments, leaving nominees struggling to track down assets spread across multiple fund houses and registrar platforms.
livemint.com - 26 Mar 2025 06:54

The Mahila Samman Savings Certificate is a 2023 initiative aimed at enhancing financial security for Indian women and girls. With an interest rate of 7.5%, the scheme allows deposits from ?1,000 to ?2 lakh and permits pr...
livemint.com - 26 Mar 2025 06:33

A personal loan balance transfer can offer benefits like interest savings, longer tenure, higher loan amount, better customer service, etc. The balance transfer decision depends on net interest savings after factoring in...